Privacy Policy

Last Updated: November 24, 2025

TL;DR: We don't collect, store, or share any of your personal information. All your data stays on your device and your iCloud account.

Introduction

Welcome to our apps. We respect your privacy and are committed to protecting it. This Privacy Policy explains how we handle your information when you use our apps.

Information We Collect

We do not collect any personal information.

Our apps are designed with privacy at their core. We do not collect, transmit, or store any of your personal data on our servers. All information you enter into the app remains exclusively on your device and, if you choose to enable iCloud sync, in your personal iCloud account.

How Your Data is Stored

Local Storage

All your data is stored locally on your device. This data is protected by your device's security features.

iCloud Sync (Optional)

If you choose to enable iCloud synchronization, your data will be stored in your personal iCloud account. This sync is handled entirely by Apple's iCloud service, and we have no access to this data. Apple's privacy policy governs how your iCloud data is handled.

Data We Do NOT Collect

We do not collect, access, or transmit:

Third-Party Services

Our apps do not integrate with any third-party analytics, advertising, or tracking services. We do not share your data with any third parties because we simply don't have access to it.

Data Export

Some apps allow you to export your data in formats such as PDF and Excel. These exports are generated locally on your device, and you have full control over where and how you share them.

Children's Privacy

Our apps do not collect any information from anyone, including children under 13 years of age.

Your Rights

Since we do not collect or store your data, all your information remains under your complete control:

App-Specific Policies

Some of our apps have additional privacy policies due to their use of cloud services:

Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated "Last Updated" date. We encourage you to review this Privacy Policy periodically.

Contact Us

If you have any questions about this Privacy Policy, please contact us at:

Email: patrickconstfiv@gmail.com

Consent

By using our apps, you consent to this Privacy Policy.

Privacy Policy

Last Updated: April 7, 2026

TL;DR: We collect only the minimum data required to provide our service. Your financial data is stored securely in the cloud so you can access it across devices. We never sell your data.

Introduction

Welcome to PondaCloud ("we", "our", or "us"). We respect your privacy and are committed to protecting it. This Privacy Policy explains how we collect, use, and safeguard your information when you use the PondaCloud app ("the App").

Information We Collect

Account Information

When you sign in with Apple, we receive:

We do not have access to your Apple ID password.

User-Generated Content

To provide the core functionality of the App, we store the following data you create:

Information We Do NOT Collect

How Your Data is Stored

Your data is stored securely using cloud infrastructure:

All data is transmitted over HTTPS encryption. We use industry-standard security practices to protect your data at rest and in transit.

How We Use Your Information

We use your information solely to:

We do not use your data for advertising, profiling, or any purpose beyond providing the App's core features.

Shared Ledgers

When you share a ledger with other users via invite codes, the members of that ledger can see:

This is essential for the collaborative expense tracking feature.

Third-Party Services

We do not integrate any third-party analytics, advertising, or tracking services.

Data Retention and Deletion

Your data is retained as long as your account exists. You can:

Children's Privacy

The App is not directed at children under 13. We do not knowingly collect information from children under 13. If you believe a child has provided us with personal information, please contact us so we can remove it.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated "Last Updated" date. We encourage you to review this Privacy Policy periodically.

Contact Us

If you have any questions about this Privacy Policy, please contact us at:

Email: patrickconstfiv@gmail.com

Consent

By using PondaCloud, you consent to this Privacy Policy.

Terms of Use

Last Updated: April 7, 2026

By using PondaCloud, you agree to these terms. Please read them carefully.

1. Acceptance of Terms

By downloading, installing, or using PondaCloud ("the App"), you agree to be bound by these Terms of Use ("Terms"). If you do not agree to these Terms, do not use the App.

2. Description of Service

PondaCloud is a cloud-based expense tracking application that allows you to:

3. Account

You must sign in with your Apple ID to use the App. You are responsible for maintaining the security of your Apple ID and any activity that occurs under your account. You must be at least 13 years old to use the App.

4. Subscriptions and Payments

4.1 Free Trial

New users may be eligible for a free trial period. After the trial expires, a subscription is required to continue using premium features.

4.2 Auto-Renewable Subscriptions

PondaCloud Pro is available through auto-renewable subscriptions:

4.3 Billing

4.4 Refunds

All purchases are processed through the Apple App Store. Refund requests must be directed to Apple in accordance with their refund policy.

5. User Content

You retain ownership of all data and content you create in the App. You are responsible for the accuracy and legality of the content you create. We do not claim any ownership rights over your content.

6. Shared Ledgers

When using shared ledgers:

7. Account Deletion

You may delete your account at any time through the App's settings. Upon deletion:

8. Prohibited Use

You agree not to:

9. Disclaimer of Warranties

The App is provided "as is" and "as available" without warranties of any kind, either express or implied. We do not guarantee that the App will be uninterrupted, error-free, or secure. The App is not intended as financial advice tool. You are solely responsible for your financial decisions.

10. Limitation of Liability

To the maximum extent permitted by law, we shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the App, including but not limited to loss of data, loss of profits, or financial losses.

11. Changes to These Terms

We reserve the right to modify these Terms at any time. Changes will be posted on this page with an updated "Last Updated" date. Continued use of the App after changes constitutes acceptance of the new Terms.

12. Governing Law

These Terms shall be governed by and construed in accordance with applicable laws, without regard to conflict of law principles.

13. Contact Us

If you have any questions about these Terms, please contact us at:

Email: patrickconstfiv@gmail.com